Contractors F.A.Q

What’s wage portage?

The main principle of wage portage lies in the tripartite contractual relationship between the employee, the client company and the payroll company. The employee invoices his services to his customers and integrates the network of the payroll company, which charges management fees on the amount invoiced.

What is the legal framework?

A Swiss employment contract is created between SPTS and the employee. This employment contract sets out the terms and conditions stipulated by the client and/or the agency with whom you are in contact. SPTS issues a service contract with the end client based in Switzerland for invoicing purposes. Where an agency is involved in the business process, the agency will invoice SPTS for its fees.

Whom may wage portage concern?

Young graduates, reconversion workers and pensioners in full employment-retirement can use wage portage service. There are many other motivations: entering the job market, valuing an experience, testing a project before starting a business, or having a supplementary income.

What kind of missions and contracts can be part of the Wage Portage?

Any intellectual service may be the subject of a Wage Portage contract: services, consulting, project support and training. Creative professions (art, fashion, culture) are compatible with this status, unlike regulated professions or those subject to a specific insurance scheme.

Why become salaried via Wage Portage?

First of all, salaried individuals benefit from the status of employee (pension, civil liability, unemployment insurance, health insurance, training rights and others...). Commercial prospection, autonomy, choice of projects, if you have the entrepreneurial fiber and want to balance work and private life, this status is for you!

Who takes care of administrative tasks?

Fed up with administrative paperwork? No worries! Our company will take care of the administrative part of your business. You are free from all the constraints of billing and accounting that do not add real value to your work.

How is my salary calculated?

We convert your invoicing into a salary, in other words, we deduct our commission and all social security contributions (employer and employee) from the invoice. Thus, you have the status of an employee together with all the associated rights and privileges (sickness, insurance, pension, unemployment).

Who finds the contracts?

Marketing research is carried out by the contractor and not by the payroll company.

Upon signature of the contract, the payroll company hereby undertakes not to commercially approach its employees’ clients.

How does the financial process work?

– We invoice your client within two working days of receiving your approved timesheet.
– We calculate your salary and produce a pay slip.
– We pay your salary within two working days of receiving your client’s payment, or by the fifth working day of the month following the activity if you have the Cash Box.

I am not Swiss or a European citizen, how will you manage my work permit?

It is extremely difficult for non-Europeans to obtain a work permit. In most cases, only the end company by whom you are directly employed will be able to make this application.

How much tax will I pay?

The Swiss tax system is first and foremost cantonal. Your tax will therefore depend on your personal circumstances (married, spouse working in Switzerland, children etc.) and on your place of residence. Based on these criteria, you will be given a comprehensive simulation tailored to your personal situation.

What about my pension?

The Swiss pension system is based on 3 “pillars”:

  • Pillar 1 (AVS) is compulsory and is deducted directly at source.
  • Pillar 2 (LPP) is compulsory and is deducted directly at source.
    The money becomes available upon retirement or upon your departure from Switzerland (outside the EU). You may also release this capital if you are creating a company or purchasing your primary residence. Additional contributions are tax deductible.
  • Pillar 3 is optional and available from banks or insurance companies. This pillar offers tax benefits.
How does health insurance work?

Health insurance for medical expenses is required under Swiss law. This private insurance, which must be taken out within 3 months of your arrival in the country, is the responsibility of the employee. The amount varies depending on the level of cover you require.

How do I register upon arrival in Switzerland?

Non-Swiss citizens must register within 8 days following their arrival in Switzerland.
SPTS will take care of this and will guide you through this process which can differ from one canton to the next.

How do I pay my tax?

Tax will be deducted at source.

And my family?

When you have obtained your work permit, your family may join you in Switzerland. Each member of your family must register and obtain their own residence permit.

I have children, am I entitled to family allowances?

Employees working in Switzerland are entitled to apply for family allowances. You must, however, provide proof that you are not receiving family allowances from your country of origin.

More F.A.Q

Contractors

Payroll Services

Domiciliation

Tax & Accounting

SPTS is a service providing company dedicated to consultants, contractors companies and organisations.

Do not hesitate to contact SPTS should you have any questions. 

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Our services are tailored to your needs.